Why Bad Credit Should Not Prevent You From Getting a Personal Loan

If your credit score is low, you may be uncertain about whether or not you are eligible for a personal loan from a traditional lender. Having bad credit can prevent loan approval from traditional lenders, but an online personal loan from an alternative lender could be your best option.

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5 Ways to Save Money on Your Fall Capsule Wardrobe

Fall is almost here -- time to trade in your flip-flops and tank tops for boots and sweaters. A fall capsule wardrobe lets you build a versatile, fashionable wardrobe without spending a fortune. How can you go about building your own capsule wardrobe in order to stay within budget this fall?

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Needing a Loan Is Nothing to Be Embarrassed About

Borrowing money is something that everybody has to do at one point or another. Whether you are borrowing for a large purchase, like a home or vehicle, or need emergency funds to cover unexpected expenses, looking for financial help is nothing to be embarrassed about. 

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You Won't Believe How Easy It Is to Spend Less of Your Money!

Are you afraid to look at your bank balance? Is there a purchase you want to make that you feel you just can’t afford? Are you making good money but still feel like you’re living pay check to pay check?

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What Makes Someone a High Credit Risk?

If you are in the market for a quick loan, it is helpful to know whether or not you could be considered a ‘high risk’ borrower. Whether you require auto financing, a mortgage or a personal loan, all lenders look at risk before lending money.  

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What Is a Financial Emergency (And What Is Not)

Hopefully, you have a budget that allows for some unexpected or irregular financial situations. Even well-planned budgets can all take a hit by vehicle maintenance, minor house repairs, and taxes. But these do not constitute a financial emergency. And, by the way, neither does a destination wedding or an impromptu family vacation.

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Online Personal Loans When You Need Money Fast

There are many different options for obtaining a loan in short order, from a traditional lender such as a bank to an online loan company. However, these days, you can do just about anything online—find a date, order food, watch movies. You can even get quick money when you need it.

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How Can I Get Money to Get Out of a Crisis?

It happens to the best of us. We're doing what we can to manage our money, but something goes wrong and we find ourselves in a temporary “cash crisis”. There are several ways to get quick money. Each option for an emergency loan comes with its own set of advantages and disadvantages. Be sure to weigh your options carefully.

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The Search for Scholarships

The cost of going to college continues to increase year after year. Scholarships are a great way to help cover those costs. There are opportunities for scholarships if you know the right places to look. Using these resources will help you optimize the amount of money you can count on for your college career.

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Back to School Savings

Back to school shopping is often very exciting for children. They are excited about buying new supplies and school clothes in preparation for the year ahead. For the parent, however, it's often a big financial burden and can cause a great deal of stress. If you're one of those parents, you might be able to relieve some of that stress by decreasing your spending and create an opportunity to start teaching your kids about saving money. 

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