Are you looking to buy a new house or perhaps get a car? Well, you will want to save up some cash. It can be hard to figure out how to save up what you need. So, here is a look at 10 creative ways that you can save money.
Are you looking to buy a new house or perhaps get a car? Well, you will want to save up some cash. It can be hard to figure out how to save up what you need. So, here is a look at 10 creative ways that you can save money.
Ever see something at the mall that you cannot resist? It could be a new dress or a new product from Apple. Perhaps you find a stylish pair of shoes that you think you can’t live without. Before you know, you have blown a couple of hundred dollars on an impulse purchase.
When it comes to keeping a budget, one of the biggest potential problems is dealing with impulse buying. Understanding what triggers impulse buying and knowing the steps you can take to avoid spending at the drop of a hat.
There is something really unnerving about realizing that you owe Uncle Sam money during tax season. Chances are you might not be prepared to deal with a significant tax bill. While you may not be able to change what you owe this year, you can potentially prepare yourself for the next year.
There is a good chance that you may have lots of clutter around your house from the last 12 months during the Covid-19 quarantine. Well, if you are looking to declutter your house, why not make some money? There are many things in your home that you may be able to sell for cash. Here is a look at how to get started.
Being in debt can create problems and may make it hard to get ahead when it comes to saving and investing. Do you think you might be caught in a cycle of debt? Read on to learn how to tell if you are stuck in the debt cycle. If you are, there are steps that you can take that may help you get out of an endless cycle of debt.
Every year, unfortunately, millions of people lose their jobs. When it comes to dealing with finances after a job loss, it may become challenging to navigate. Fortunately, there are some tips that may be able to help you stay financially secure after a job loss.
The new year is a time to make resolutions to improve your life. While most people focus on their physical health and weight, you should take this opportunity to look at your financial health. After all, being financially healthy could be just as important as your physical well-being. Here is a look at 10 key financial resolutions that you should make for the coming new year.
Your credit score may be critically important when it comes to securing a home loan or an auto loan. To assist you in the process, you should keep track of your score at the three major credit reporting companies.
If you do not have a credit history, you may think it is terrible. However, having no credit is not the same as having bad credit. Let us look at the differences between the two.
Credit cards can be a great way to make purchases and gain some excellent perks. However, credit cards can become a nightmare if handled incorrectly.
In fact, there is about $784 billion in outstanding credit card balances in the United States, and only 45% of credit card holders pay off their balance each month.
Want to make sure that you use your credit card correctly?
When you enter college, this may be the first time you will have control of your life. That includes taking care of your own money. That is why it is important not to make financial mistakes that could take you years to recover from.
Here is a look at ten of the top financial mistakes people make in college and how to avoid them.
IMPORTANT INFORMATION ABOUT PROCEDURES FOR APPLYING FOR A LOAN – To help fight the funding of terrorism and money laundering activities, and to comply with Tribal law and the spirit of federal law requiring all financial institutions to obtain, verify and record information that identifies each person who applies for a loan, we will ask for your name, address, date of birth, and other information that will allow us to identify you. We may also ask for your driver’s license number or other identifying documents.
* Loan approval, and amounts are based on minimum income amounts, other credit criteria, and verification of the information you provide during the application process. Big Picture Loans, LLC (“Big Picture Loans®”) will run credit checks on all applicants and may review credit information from specialized credit bureaus. Big Picture Loans reviews and approves all loans on Tribal land at its office located at E23970 Pow Wow Trail, Watersmeet, MI 49969. If your application is verified and approved by 5:00 p.m. CST, you will generally receive an ACH deposit on the next Business Day. Business Day means Monday through Friday excluding all federal banking holidays. The loan documents and authorizations, including the loan agreement, depend on time-sensitive factors. Despite our best efforts, unavoidable delays in the review process can happen. If we are unable to verify your information within two Business Days after you submit your application, the loan documents and authorizations may need to be modified to accurately reflect certain payment disclosures, and you may be required to carefully review and submit new documents reflecting these changes.
** Returned payments, late payments, and non-payments may result in additional fees, charges, or collection activities pursuant to the terms of your loan agreement and as allowable under Tribal and applicable federal law.
*** Big Picture Loans is a wholly owned subsidiary of Tribal Economic Development Holdings, LLC, a wholly owned and operated economic arm and instrumentality of the Lac Vieux Desert Band of Lake Superior Chippewa Indians (“Tribe”), a federally recognized Indian tribe, created for the benefit of the Tribe and operating pursuant to Tribal law. Big Picture Loans is a duly licensed Financial Services Licensee of the Lac Vieux Desert Tribal Financial Services Regulatory Authority, an independent regulatory body of the Tribe, and operates in accordance with the Lac Vieux Desert Band of Lake Superior Chippewa Indians Tribal Consumer Financial Services Regulatory Code, which can be found here: Tribal Consumer Financial Services Regulatory Code.pdf.
If Big Picture Loans approves your loan it will be governed by Tribal law, applicable federal law and your loan agreement. The laws of your resident state may have interest rate limits and other protective laws that are more favorable. If you wish to have your resident state law apply, you should consider taking a loan from a licensed lender in your state. Availability of installment loans
You can contact us at Support@BigPictureLoans.com or at PO Box 704, Watersmeet, MI 49969-0704. To access a copy of Big Picture Loans Privacy Notice, please click here: Privacy Notice. Any unauthorized reproduction, distribution, or disclosure is prohibited without Big Picture Loans’ express written consent.
Consumer Notice:
Our loans should be used for short-term financial needs only, not as a long-term financial solution. Individuals with credit difficulties should seek credit counseling. For more information, please see our Financial Wellness Page.